India has seen a lot of transformation these past few years. People have started taking their health much more seriously. The recent fitness challenge (#HumFitToIndiaFit) which trended for days had the Prime Minister, Narendra Modi himself participating. Fitness and health are a more serious topic of conversation and amongst all this awareness, insurance comes into play. Health insurance can be vital as there is no promise what tomorrow will bring.
Falling sick is unpredictable and a health insurance can make a huge difference. Another aspect that is equally important is where you buy this health insurance from. The market is huge for insurance policies and it is only growing. Thus, knowing what every policy has to offer and which covers your health best is essential before you buy one. Here’s a list of Top 10 Health insurance companies in India to help make a well-researched choice.
Apollo Munich Health Insurance Company Limited
Good reputation, flexible options, lifelong renewability, family plan, individual plan – Apollo has it all. The company has a big name in the Healthcare industry. This company is a joint venture of Apollo hospital and Munich health. With various insurance policies, you will have a number of them to choose from. Check them out here.
Star Health & Allied Insurance Company Limited
Personal accident, hassle-free claim settlement, and an award for “Claims Service Company of the year 2014”, Star Health is another great option to check out for. You can find amazing policies with easy in-house claim settlement options. Check them out here.
Max Bupa Health Insurance Company Limited
A joint venture between Max India and Bupa Finance, it has the local and global knowledge to cater to your needs. It gives you a health coach and everything. They have several products and policies and deserve your time and consideration. Check them out here.
Bajaj Allianz General Insurance Company Limited
Another joint venture, this time between Bajaj and Allianz, it has some decent options you should look out for. They have plans for you, your family, critical illness, extra care and more with great claim settlement ratio. Check them out here now.
ICICI Lombard General Insurance Company Limited
They cover total health, accidental deaths, and maternity benefits amongst other things. With in-house settlements and cashless medical care, ICICI Lombard can be your go-to option. There is definitely no harm in checking them out. Do it right here.
Religare Health Insurance Company Limited
Recommended by some leading hospitals, Religare Company has various services, products, and policies for you to get the best insurance possible. It’s relatively new and is a joint venture between Religare, Union Bank of India, and Corporation Bank. Check them out here now!
Cigna TTK Health Insurance Company Limited
Another new player, it has earned quite some name for itself. A joint venture between Cigna and TTK group, they offer a wide range of services. You won’t be disappointed. Check them out here.
Oriental Insurance Company Limited
This Government-owned establishment has been providing people with insurance policies since 1947. There is no pre-policy medical test unless you are 60 and has the backing of years and years of experience. Options are obviously several and deserve your time. Check them out here.
National Insurance Company Limited
Another Government entity, this one is even older than Oriental. Their tagline – Trusted since 1906 speaks volume about their experience and knowledge of the market. You certainly have several policies to pick from. Check them out here.
Reliance General Insurance Company Limited
Another leading player in the healthcare industry, it gives you options, security, and peace of mind. You can talk to their experts and choose the one that deems best. Go check them out here.
Whichever policy you choose, make sure that you read the fine print. This is a matter of your and your family’s health, and they deserve the best.